• brick-apartments

    Direct Lending

Pepe/Berard Capital is a boutique real estate direct lender and investment firm. As a direct lender we provide private, hard money mortgages in the New York tri-state area. We have an expedited decision process on even the most complicated scenarios. Our borrowers utilize our capital to purchase and/or refinance properties that are currently in a non-bankable situation. Our principals, with over 50 years of real estate experience, have a creative and flexible approach to providing smart solutions to some of the most complex scenarios.

As an equity investor we seek to acquire properties that offer a value-add opportunity. These properties may be in various states of physical and/or financial distress or simply need to be repositioned to achieve their highest and best use. We utilize a conservative acquisition approach that provides a superior risk-adjusted return with downside principal protection. We have the ability and acumen to capitalize on opportunities in a quick and efficient manner.

Having the dual perspective as an active lender and investor provides us with a depth of experience and expertise uncommon with most other real estate firms.