Pepe/Berard Capital, LLC specializes in providing bridge and flexible financing (“Hard Money”) as an alternative to traditional bank lending. This type of transitional financing meets the needs of a variety of real estate operators and investors. Our principals have over 30 years of private mortgage lending experience and have established many relationships with a vast network of investors. Pepe/Berard Capital will continue to service the loans post-funding so the process continues as seamlessly as possible until maturity.
| Financing Guidelines | |
|---|---|
| Loan Amounts | $100,000 up to $5,000,000 (higher amounts on a case by case basis) |
| Collateral Position | First lien positions, cross collateralizations and second lien positions as additional collateral only |
| Geography | Most Metropolitan Areas along the East Coast |
| Property Types | Most Commercial and Investment Residential Real Estate |
| Loan Term | 6 to 24 months |
| Interest Rates | Starting at 9.00%, Interest Only |
| Loan-to Value | Up to 90% loan-to-value |
| Origination Fee | 2% to 4% |
| Closing | As quickly as 2 weeks |